senior Finance Analyst – Job Overview

The Senior Finance Analyst will play a key role in supporting the Senior Finance Manager in overseeing corporate finance, treasury operations, and funding requirements across the Financial Services Division, which currently includes ten entities. This role demands strong financial analysis expertise, effective stakeholder management, and the ability to operate within a structured governance framework while managing multiple entities.

Key Responsibilities

Financial Planning & Analysis

• Develop high-quality financial models and consolidated projections, including Profit & Loss, Balance Sheet, Cash Flow, and Medium-Term Funding Plans to support strategic decision-making.
• Ensure accurate Direct Cash Flow (DCF) forecasts aligned with annual budgets and quarterly updates to improve funding visibility.
• Deliver monthly performance analysis comparing actuals vs budget/forecast, with actionable insights to optimize funding costs and balance sheet efficiency.

Treasury & Funding Management

• Support the execution of short-term and long-term funding strategies in coordination with the Global Treasury Centre (GTC).
• Monitor capital adequacy, liquidity, and funding capacity, providing forward-looking insights for decision-making.
• Ensure compliance with debt covenants and approved facility limits, proactively identifying potential risks.
• Maintain real-time visibility of cash positions to ensure smooth operational funding and debt servicing.

Liquidity & Capital Optimisation

• Drive initiatives to improve liquidity, cash efficiency, and working capital performance.
• Optimise inter-company funding structures and cash allocation strategies across entities.
• Evaluate capital structures and funding mix to enhance returns and reduce costs.

Risk Management & Reporting

• Support asset-liability management (ALM), including gap analysis and quarterly ALCO reporting.
• Conduct scenario analysis and stress testing to monitor financial risks such as liquidity and interest rates.
• Assist in defining funding strategies and balance sheet optimization objectives.

Systems, Controls & Compliance

• Prepare and review cash flow forecasts using systems such as Anaplan.
• Develop automated dashboards to track funding utilization, covenants, and cost drivers.
• Ensure compliance with internal policies, regulatory requirements, and governance frameworks.
• Support treasury operations, including bank account management, documentation, and coordination with treasury back-office teams.

Governance & Administration

• Prepare internal approvals related to funding and treasury activities.
• Assist in developing ALCO policies, SLAs, and operational protocols.
• Ensure compliance with Delegation of Authority (DOA) and maintain banking documentation.
• Perform KYC updates and liaise with banks and internal stakeholders (Legal, Tax, etc.).

Required Skills

• Strong understanding of financial markets, forex, and treasury accounting
• Advanced financial modeling and analytical skills
• Knowledge of debt structuring and banking processes
• Understanding of balance sheet risk management
• Excellent communication and stakeholder management abilities
• Strong problem-solving mindset and commercial awareness
• High attention to detail and accuracy

Qualifications & Experience

• Bachelor’s degree in Finance, Accounting, or related field
• Professional certification preferred (MBA, ACCA, CA, CIMA, or CFA)
• 6–8 years of experience in corporate finance, treasury, banking, or financial services
• Advanced proficiency in Microsoft Excel and Power BI
• Working knowledge of SAP BPC and Anaplan