Financial Crime Investigator – Financial Services Jobs in Dubai, UAE

Orient Insurance PJSC is seeking a Financial Crime Investigator to join its Insurance Division in Dubai, UAE.

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The position supports the Compliance Department in maintaining and strengthening the organization’s framework for Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), and Counter-Proliferation Financing (CPF).

The Financial Crime Investigator will assist with due diligence, client risk assessments, transaction monitoring, regulatory reporting, investigations, compliance reviews, and internal coordination. The role requires previous AML/CTF/CPF compliance experience within the banking or insurance sector.

Key Responsibilities

AML, CTF & CPF Compliance

• Assist the Compliance Department with the development and implementation of AML, CTF, and CPF policies and procedures.
• Support the maintenance of appropriate compliance controls, governance processes, and internal procedures.
• Coordinate with internal departments to obtain required customer due-diligence documentation.
• Conduct due-diligence activities according to established processes and applicable regulatory requirements.
• Complete client risk assessments and ensure relevant documentation is appropriately maintained.
• Help ensure compliance activities and reporting are completed within established turnaround times.

KYC & Client Risk Assessment

• Review KYC and client-onboarding information to identify potential red flags or control weaknesses.
• Assess higher-risk relationships and support the escalation of relevant cases to senior management.
• Ensure material risks associated with escalated relationships are clearly identified for appropriate review and sign-off.
• Track compliance documents according to applicable record-retention requirements.

Transaction Monitoring & Investigations

• Support the review and implementation of transaction-monitoring and screening systems.
• Analyze relevant activity to identify potential financial crime concerns.
• Investigate potentially suspicious activities and transactions.
• Assist in preparing Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs) where required.
• Maintain awareness of potential AML/CTF/CPF risks affecting the organization.

Regulatory Reporting & Coordination

• Support timely submission of required regulatory reports.
• Liaise with regulators and supervisors regarding the AML program and related compliance matters.
• Maintain current knowledge of relevant internal requirements and external AML/CTF/CPF regulations.
• Identify regulatory or compliance developments that could affect the organization.
• Communicate compliance requirements and concerns to appropriate levels of management.

Internal Stakeholder Management

• Develop effective working relationships with Internal Audit, Operations, Business Development, and other relevant stakeholders.
• Work with business leaders to resolve AML/CTF/CPF-related issues in a timely manner.
• Seek compliance guidance from the Compliance Committee when necessary.
• Organize and participate in Compliance Committee meetings.
• Work with business teams during compliance testing to understand existing controls and identify appropriate corrective actions.

Compliance Reviews & Training

• Assist with planning, conducting, and analyzing AML compliance reviews.
• Identify weaknesses in existing controls and support the development of action plans.
• Prepare compliance training materials and presentations.
• Support or conduct training related to AML, CTF, CPF, FATCA, and CRS requirements.
• Help promote awareness of financial crime compliance responsibilities across relevant business functions.

Qualifications & Experience

Candidates should have a Bachelor’s degree in Commerce, Business Administration, or a related field, together with at least 3 years of AML/CTF/CPF compliance experience in the banking or insurance industry.

Required Skills

Applicants should have:

• Strong knowledge of AML, CTF, and CPF compliance requirements.
• Understanding of industry practices, regulatory requirements, and internal controls.
• Knowledge of transaction-monitoring systems and screening tools.
• Familiarity with FATCA and CRS regulations.
• Strong analytical skills for reviewing financial crime and compliance-related information.
• Excellent organizational and workload-management abilities.
• Ability to prioritize responsibilities and perform effectively under pressure.
• Strong interpersonal skills and confidence communicating with different levels of management.
• Excellent written and spoken English.
• Good attention to detail when handling compliance records, investigations, and regulatory reporting.

Job Details

Job Title: Financial Crime Investigator
Company: Orient Insurance PJSC
Division: Insurance
Location: Dubai, United Arab Emirates
Job Category: Compliance / Financial Services / Insurance
Minimum Experience: 3 years of relevant AML/CTF/CPF compliance experience
Education: Bachelor’s Degree in Commerce or Business Administration

Who Should Apply?

This opportunity may be suitable for compliance professionals with previous experience in AML, financial crime investigations, KYC, transaction monitoring, or regulatory compliance within banking or insurance.

Candidates with experience investigating suspicious activities, performing client risk assessments, working with transaction-monitoring systems, and handling AML/CTF/CPF compliance requirements may be particularly relevant for this position.

Applicants should review the employer’s official eligibility requirements and application instructions before applying.