AML Analyst Jobs in Dubai, UAE | Orient Insurance PJSC – Financial Services.

Job Overview

Orient Insurance PJSC is seeking a qualified and detail-oriented AML Analyst in Dubai, UAE, to join its Insurance Division. This opportunity is suitable for compliance professionals with experience in Anti-Money Laundering (AML), Counter-Terrorist Financing (CTF), Counter-Proliferation Financing (CPF), and international tax compliance requirements.

The AML Analyst will support the Compliance Department in developing, implementing, and monitoring compliance policies, procedures, risk assessments, and internal controls. The role involves customer due diligence, Know Your Customer (KYC) reviews, transaction monitoring, regulatory reporting, and investigations into suspicious activities.

The successful candidate will help ensure that the Insurance Division complies with applicable UAE regulatory requirements and internal compliance standards while supporting effective risk management and corporate governance.

Key Responsibilities

1. AML, CTF, CPF, FATCA and CRS Compliance

• Assist in developing, reviewing, and implementing policies and procedures relating to AML, CTF, CPF, the Foreign Account Tax Compliance Act (FATCA), and the Common Reporting Standard (CRS).
• Support the Compliance Department in maintaining an effective compliance framework, governance structure, and internal control environment.
• Monitor regulatory developments and help ensure that internal procedures remain aligned with applicable legal and regulatory requirements.
• Assist with compliance reviews, testing activities, and assessments to identify gaps and recommend corrective actions.
• Maintain awareness of relevant regulatory guidelines, industry best practices, and emerging financial crime risks.

2. Customer Due Diligence and KYC Reviews

• Coordinate with internal departments to collect customer identification documents, due diligence records, and other required information.
• Conduct customer due diligence and KYC checks in accordance with internal procedures and applicable regulatory guidelines.
• Identify red flags, incomplete documentation, and potential control weaknesses during customer onboarding and ongoing reviews.
• Review high-risk customer relationships and escalate significant concerns to senior management for assessment and approval.
• Maintain accurate customer records and supporting documentation in accordance with established retention policies.

3. Risk Assessment and Transaction Monitoring

• Conduct customer risk assessments and support enterprise-wide AML risk assessments.
• Assist in reviewing transaction monitoring and customer screening systems to support effective financial crime controls.
• Identify unusual transactions, suspicious activity indicators, and potential breaches of internal compliance procedures.
• Investigate alerts and escalated cases, documenting findings and recommending appropriate next steps.
• Support the implementation and improvement of risk-based monitoring procedures.

4. Regulatory Reporting and Investigations

• Assist in investigating suspicious activities and preparing Suspicious Activity Reports (SARs) and Suspicious Transaction Reports (STRs), as applicable.
• Ensure regulatory reports and compliance submissions are prepared and filed within the required timelines.
• Maintain accurate records of investigations, reporting decisions, and supporting evidence.
• Coordinate with relevant regulatory authorities and supervisory bodies on AML, CTF, CPF, FATCA, and CRS matters, as required.
• Track reporting deadlines and internal turnaround times (TATs) to support timely and accurate submissions.

5. Compliance Governance and Stakeholder Coordination

• Collaborate with Internal Audit, Operations, Business Development, and other departments to strengthen compliance controls.
• Follow up with business teams and management to resolve outstanding compliance issues and implement corrective actions.
• Support Compliance Committee activities, including meeting preparation, documentation, and follow-up on agreed actions.
• Communicate compliance requirements and identified risks to relevant stakeholders and management.
• Assist with compliance reviews, control testing, and the development of action plans to address identified deficiencies.

6. Compliance Training and Awareness

• Prepare training materials and presentations on AML, CTF, CPF, FATCA, and CRS requirements.
• Support the delivery of compliance awareness sessions for employees and relevant business teams.
• Help improve employee understanding of customer due diligence, suspicious activity identification, and regulatory reporting obligations.
• Promote a strong compliance culture throughout the Insurance Division.

Job Requirements and Qualifications

Education

• Bachelor’s degree in Finance, Law, Commerce, Business Administration, or a related field.

Professional Experience

• Minimum of 3 years of experience in AML, CTF, CPF, FATCA, and CRS compliance within banking, insurance, financial services, or a related industry.
• Practical experience in KYC reviews, customer due diligence, risk assessments, and transaction monitoring.
• Experience supporting suspicious activity investigations, regulatory reporting, and compliance testing.
• Familiarity with financial crime compliance procedures and internal control frameworks.

Required Skills

• Strong knowledge of AML, CTF, CPF, FATCA, and CRS compliance requirements.
• Understanding of relevant laws, regulations, regulatory guidance, and industry best practices.
• Knowledge of customer screening and transaction monitoring systems.
• Excellent analytical, investigative, and problem-solving skills.
• Strong written and verbal English communication skills.
• Excellent organisational skills and the ability to manage multiple priorities.
• Ability to work effectively under pressure and communicate confidently with different levels of management.
• Strong attention to detail, professional judgement, and stakeholder management capabilities.

About Orient Insurance PJSC

Orient Insurance PJSC commenced operations in 1982 as part of the Al-Futtaim Group and has developed a strong position in the UAE insurance market. Headquartered in Dubai, the company provides insurance services through a network of branches and regional operations.

Job Location

Dubai, United Arab Emirates (UAE)

How to Apply

Candidates interested in AML Analyst jobs in Dubai should prepare an updated CV highlighting their experience in financial crime compliance, KYC and customer due diligence, transaction monitoring, risk assessment, suspicious activity investigations, and regulatory reporting.