Job Purpose
The Section Manager – General Insurance (Facility) is responsible for reviewing and managing insurance coverage to ensure it reflects the company’s operational requirements and actual risk exposure.
The role focuses on identifying insurance coverage gaps, monitoring policy terms and conditions, following up on insurer recommendations, and coordinating with internal departments and the Head Office to maintain effective insurance protection.
The position also ensures that insurance obligations are properly documented, implemented, and monitored to reduce the risk of claim rejections, policy violations, and financial losses.
Key Responsibilities
1. General Insurance Management and Risk Monitoring
Review existing general insurance policies to ensure coverage is appropriate for the company’s operational activities and risk exposure.
Monitor insurance coverage across facilities, assets, projects, and business operations.
Identify potential insurance gaps and recommend appropriate corrective measures.
Ensure insurance arrangements remain aligned with the company’s changing operational requirements.
Prepare periodic insurance reports and highlight significant risks or coverage deficiencies to management.
Monitor the Service Level Agreement (SLA) with the Head Office and ensure compliance with agreed requirements.
2. Insurance Coverage Review and Evaluation
Review insurance policy coverage, limits, deductibles, exclusions, and applicable conditions.
Evaluate whether insurance policies adequately protect company assets and business operations.
Identify discrepancies between actual operational risks and existing insurance coverage.
Recommend improvements to insurance arrangements where additional protection is required.
Coordinate with relevant departments to obtain accurate information about assets, facilities, and operational activities.
Support management in making informed decisions regarding insurance coverage and risk protection.
3. Insurance Policy Compliance and Documentation
Maintain a structured register of insurance policy conditions, warranties, and operational obligations.
Monitor compliance with insurance policy terms and conditions.
Coordinate with internal departments to ensure required obligations are implemented.
Identify non-compliance issues that could affect insurance validity or future claims.
Issue timely alerts regarding policy violations or outstanding insurance requirements.
Maintain proper documentation and records of insurance compliance activities.
4. Insurer and Risk Assessment Recommendations
Review recommendations issued by insurance providers, insurers, and risk assessment companies.
Classify recommendations according to their risk severity and operational importance.
Coordinate with relevant departments to evaluate the feasibility of implementing recommended improvements.
Follow up on corrective actions and monitor their implementation status.
Recommend suitable technical or operational alternatives when the original recommendations cannot be implemented.
Ensure proposed alternatives provide an equivalent level of risk protection.
Coordinate with the Head Office to obtain the necessary approvals for alternative solutions.
Work with insurers to formally close completed recommendations.
5. Reporting and Stakeholder Coordination
Prepare regular reports on insurance coverage, compliance status, and outstanding risk recommendations.
Highlight insurance gaps, potential exposures, and policy-related concerns to management.
Coordinate with the Head Office, insurers, risk assessment firms, and internal departments.
Monitor the progress of insurance-related action plans and corrective measures.
Escalate critical insurance risks and non-compliance issues to the appropriate management level.
Management and Leadership Responsibilities
In addition to insurance management, the Section Manager is expected to lead the assigned team, improve departmental performance, and ensure effective execution of business objectives.
Human Resources and Team Development
Recruit, develop, and retain qualified employees within the assigned department.
Identify high-performing employees and support their professional growth.
Provide guidance and development opportunities to improve team performance.
Address performance gaps through appropriate coaching and management actions.
Maintain fair and consistent employee assessment practices.
Ensure appropriate delegation of authority in accordance with company policies.
Business Planning and Performance Management
Translate corporate objectives into departmental business plans and operational targets.
Prepare and execute annual plans and development initiatives.
Monitor departmental performance and take corrective action when required.
Prepare periodic progress reports highlighting achievements and operational challenges.
Monitor budgets and expenses to maintain cost efficiency.
Ensure assigned activities are completed within agreed timelines and quality standards.
Organizational Development and Process Improvement
Support organizational development based on current operational needs and future business requirements.
Ensure clear job descriptions and responsibilities are established for departmental positions.
Develop and improve departmental policies, procedures, and operating systems.
Identify opportunities to automate insurance management and administrative processes.
Promote effective use of relevant IT systems and digital solutions.
Adapt to new technologies, management practices, and business requirements.
Quality, Compliance and HSE
Maintain high-quality standards across departmental activities.
Ensure compliance with company policies, procedures, and applicable regulations.
Promote continuous improvement in insurance management processes.
Follow relevant health, safety, and environmental requirements.
Maintain a safe, secure, and legally compliant working environment.
Academic Qualifications
– Bachelor’s Degree in Human Resources or a relevant field.
Work Experience
6 to 10 years of relevant professional experience.
Experience in insurance management, general insurance administration, policy compliance, or risk management is relevant to this position.
Knowledge of insurance coverage, policy conditions, insurer coordination, and risk assessment procedures is advantageous.
Technical and Functional Competencies
Candidates should demonstrate knowledge and practical capabilities in the following areas:
Agency Management
Customer Service
General Insurance Knowledge
Insurance Policy Administration
Insurance Coverage Evaluation
Insurance Risk Assessment
Negotiation Skills
Health Insurance Knowledge
Rate Change Analysis
Insurance Compliance Monitoring
Stakeholder and Insurer Relationship Management
Risk Recommendation Follow-up
Insurance Reporting and Documentation
About alfanar Electric
alfanar Electric is part of alfanar, a Saudi Arabian business group operating across electrical manufacturing, engineering, construction, energy, and infrastructure sectors. The company provides products, services, and technical solutions for industrial and infrastructure markets.